Restructure your debt
We look at everything you owe and work with you to create a realistic plan. We negotiate directly with your creditors to reduce payments, freeze interest or settle debts for less than the full amount.
Drowning in debt, credit cards, and loans
Financial challenges
When the bills keep piling up, there is a way out and it starts with a free, confidential phone call, no obligation.
No pressure, no judgement, nothing upfront. Freephone, 24/7.
27+
years solving property problems
24/7
freephone lines open
£0
upfront costs to you
100%
market value, not below
The debt trap is real - and it's not your fault
Money problems rarely arrive all at once. A missed payment here, an unexpected bill there and suddenly you're juggling credit cards, loans and arrears just to keep the lights on. If that sounds familiar, you're not alone. Since 1998, our directors have helped hundreds of homeowners in exactly this position. Not by buying their home cheap, but by sitting down, understanding what's really going on and working out a plan that actually fixes the problem.
Most people we speak to didn't do anything reckless. A change in circumstances (job loss, illness, a relationship breakdown, rising interest rates) tipped the balance. Then came the second loan to cover the first. The credit card to cover the second loan. Higher monthly payments. Less breathing room. More stress. This cycle is incredibly common, and it can feel impossible to break on your own. But you don't have to.
Why doing nothing makes it worse
We understand the temptation to ignore the letters and hope things improve. But every month of inaction adds interest, charges and legal costs to what you owe. Creditors don't wait. If your home is at risk, time matters, the earlier you call us, the more options we have to work with. We are turning around cases in days that would have been unsolvable a month later.
Fair, tailored solutions, not cut-price offers at 75p in the pound
Most companies in this space want to buy your property at a heavy discount and move on. That's not what we do. Our job is to find the option that gets you the best possible outcome while solving the immediate financial pressure. We advance all solicitor and legal fees. You pay nothing upfront. Our professional team moves quickly because we know you can't afford to wait.
What we can actually do for you
Stop repossession or eviction
If your lender has started proceedings, we can step in fast. We've stopped repossessions with just hours to spare. The sooner you call, the more room we have to act.
Release equity without selling
Sometimes the answer is unlocking the value tied up in your property without having to move. We'll explore whether releasing equity from your property could work for you and give clear, honest guidance tailored to your circumstances.
Sell on your terms, at full value
If selling is the right move, we make sure it happens at market value, not at a fire-sale price. We handle the legal costs, the paperwork and the pressure so you don't have to.
Probate and inherited property
When you're dealing with probate, the last thing you need is added stress. We manage the full property process on your behalf, from paperwork to completion, keeping everything moving smoothly.
How it works
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1
Call us
Tell us about your situation. Our freephone lines are open 24/7 and you'll speak to a real person, not a machine.
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2
We listen
Your dedicated adviser will understand your full situation and explain every option available to you.
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3
We act
We move fast. Whether it's stopping a repossession or clearing debt, we handle everything on your behalf.
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4
You're safe
Your home is protected, your debts are cleared, and you can move forward with peace of mind.
What our clients say
Before I got in touch with Faster Property Solutions, I was way behind on payments on our mortgage and in debt. I was no longer working due to health issues, I saw the advert on TV. I had initially tried to get help through my mortgage company, but they...
Read the full review
Before I got in touch with Faster Property Solutions, I was way behind on payments on our mortgage and in debt. I was no longer working due to health issues, I saw the advert on TV. I had initially tried to get help through my mortgage company, but they couldn’t assist, and there were no other options that wouldn’t have left us homeless. The option offered by Faster Property Solutions was the best fit for our needs. Prab visited us, went through everything in detail, and provided a solution that meant we wouldn’t be made homeless. They cleared our debts. There were no upfront payments, and overall, the experience was very good, the team was extremely helpful, communication was excellent, and they even assisted us in finding an onward property. I would rate my experience 9.5 out of 10! If someone was in a similar situation to ours, I would absolutely recommend Faster Property Solutions. Amber was incredibly helpful and understanding, and she spent a lot of time supporting us throughout the process.
I found myself in serious debt and, despite my best efforts to resolve it, the situation continued to worsen until I was facing repossession. After seeing an FPS advertisement in the paper, I decided to make contact, and from the very first call I felt...
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I found myself in serious debt and, despite my best efforts to resolve it, the situation continued to worsen until I was facing repossession. After seeing an FPS advertisement in the paper, I decided to make contact, and from the very first call I felt completely reassured. FPS acted swiftly to clear my arrears and successfully stopped the repossession — all without requiring any upfront payment. I was also provided with valuable support through cash advances to help manage my debts. Throughout the entire process, communication was clear, consistent, and professional. My overall experience with Faster Property Solutions has been extremely positive. I would confidently rate the service 9 out of 10 and would not hesitate to recommend FPS to anyone facing similar financial difficulties. A special thank you to the whole team for their professionalism, care, and exceptional support throughout.
I was really struggling with my finances and couldn’t keep up with my arrears or mortgage payments. Faster Property Solutions came out to meet me and talk through what could be done, and they honestly took a lot of the stress away.
I didn’t have to pay...
Read the full review
I was really struggling with my finances and couldn’t keep up with my arrears or mortgage payments. Faster Property Solutions came out to meet me and talk through what could be done, and they honestly took a lot of the stress away. I didn’t have to pay anything upfront, and they handled everything professionally and kept in touch throughout. They always answered my questions and did exactly what they said they would. I’d rate my experience 8 out of 10, only because I felt the fees were a bit high, but overall the service was excellent. I’ve already been telling people about FPS! Big thanks to Tim and Jasmine, they were both brilliant and really easy to talk to.
Video stories
Watch their stories
Need help? We're here to assist.
Still have questions? Call our friendly team on 0800 324 7949 or get in touch and we will call you back.
Do I have to sell my home to get out of debt?
Not necessarily. We explore every option, including releasing equity without selling and restructuring your existing debts. Selling is only recommended if it is genuinely the best outcome for you.
Can you deal with my creditors directly?
Yes. We negotiate with your creditors on your behalf to stop pressure, reduce balances where possible, and buy you time while we work on a solution.
Will I get less than market value because I am in financial difficulty?
No. We are not a cash buyer offering a discounted price. We help you sell at full market value with nothing to pay upfront, regardless of your financial situation. Our fee, usually 10% to 15% of the sale price, comes from the proceeds at completion.
How quickly can I access funds from my property?
We can exchange contracts in as little as 24 hours and complete a cash sale within 7 to 10 days. If you need equity released without selling, we can discuss options that work faster than a traditional remortgage.
What if I am already behind on my mortgage payments?
We pay your arrears within 24 hours, which stops the repossession process immediately. From there, we work with you on the best path forward, whether that is selling or staying.
Related guides
In-depth advice articles for the situations we work with most often.
How to stop repossession in the UK: a stage-by-stage guide for 2026
Most UK repossessions can be stopped, including after a court order. This stage-by-stage guide explains your rights and the action that works at each point.
Read the guideCan you stop repossession after a court order? Yes, and here is how
A possession order is not the end. You can apply to suspend the warrant, even on the day of eviction. Here is the action that works at each stage.
Read the guideSell your house for cash: how it works, what it pays and what to watch
Thinking of selling your house for cash? Here's how a UK cash sale works, what it pays and how to spot a reputable buyer. Freephone 0800 324 7949.
Read the guideReady to take the first step?
Every week you wait, the options narrow and the costs grow. A ten-minute phone call (completely free and confidential) is all it takes to find out where you stand and what's possible. We're here 24 hours a day, 7 days a week.
Freephone, open 24 hours a day, 7 days a week.