Emergency help to stop your home being taken
First letter or final notice - it doesn't matter. We've stopped repossessions at every stage since 1998.
Freephone, 24/7. You'll speak to a real person, not a machine.
27+
years solving property problems
24/7
freephone lines open
£0
upfront costs to you
100%
market value, not below
If you're reading this, you're probably scared. You might have been ignoring letters, losing sleep, or wondering if it's already too late. It isn't. We have helped hundreds of families in your exact situation, some with just hours to spare before the bailiff arrived.
A repossession happens when your mortgage lender applies to the court to take back your home because you've fallen behind on payments. In England and Wales, lenders must follow a strict legal process - and at every stage of that process, there are ways to stop it. We've been doing exactly that since 1998. We pay your mortgage arrears within 24 hours, deal directly with your lender, and advance the costs. You pay nothing upfront. Our fee is a share of the sale price, usually 10% to 15%, taken from the sale proceeds at completion. Any costs we pay on your behalf are charged separately and also repaid from the proceeds.
Stage 1
You've missed one or more mortgage payments. Letters keep arriving. You might be ignoring them because you don't know what to do. The longer you wait, the faster this escalates.
How we help
We pay your arrears directly to your lender within 24 hours. That stops the process immediately. Then we work with you on a longer-term plan, whether that's staying in your home or selling on your terms.
Stage 2
Your lender has sent a formal default notice. The legal process has started. You typically have 14 days to respond, and the clock is already ticking.
How we help
We contact your lender on your behalf, pay the arrears, and negotiate a resolution. We have dealt with every major UK mortgage lender and know exactly how they operate.
Stage 3
Your lender has applied to the court for a possession order. You may have already attended a hearing. The court may have granted a suspended or outright order against you.
How we help
Even after a possession order, we can intervene. We pay the arrears, satisfy the court's conditions, and work to have the order set aside or suspended. We have done this hundreds of times.
Stage 4
You have received a warrant of possession. The bailiffs have a date to evict you. You might think it's too late. It is not.
How we help
We have stopped repossessions hours before the bailiff was due to arrive. We pay the arrears, apply to the court to suspend the warrant, and keep you in your home while we find a lasting solution.
Stage 5
The locks have been changed. You have been evicted from your own home. You believe you have lost everything.
How we help
Even after eviction, legal options exist. We have helped families get back into their homes by clearing the arrears and working with the lender and the courts. It is not over until you give up.
You have probably seen companies offering to buy your house fast for 70-75% of its value. That is not what we do. We create solutions (joint ventures, managed sales, direct lender negotiations) that get you full market value. We can pay solicitor fees, legal costs and expenses upfront so you don't have to, and they are repaid from the sale proceeds at completion.
100%
market value
£0
upfront fee to you
1
Tell us about your situation. Our freephone lines are open 24/7 and you'll speak to a real person, not a machine.
2
Your dedicated adviser will understand your full situation and explain every option available to you.
3
We move fast. Whether it's stopping a repossession or clearing debt, we handle everything on your behalf.
4
Your home is protected, your debts are cleared, and you can move forward with peace of mind.
Before I got in touch with Faster Property Solutions, I was way behind on payments on our mortgage and in debt. I was no longer working due to health issues, I saw the advert on TV. I had initially tried to get help through my mortgage company, but they...Read the full review
Before I got in touch with Faster Property Solutions, I was way behind on payments on our mortgage and in debt. I was no longer working due to health issues, I saw the advert on TV. I had initially tried to get help through my mortgage company, but they couldn’t assist, and there were no other options that wouldn’t have left us homeless. The option offered by Faster Property Solutions was the best fit for our needs. Prab visited us, went through everything in detail, and provided a solution that meant we wouldn’t be made homeless. They cleared our debts. There were no upfront payments, and overall, the experience was very good, the team was extremely helpful, communication was excellent, and they even assisted us in finding an onward property. I would rate my experience 9.5 out of 10! If someone was in a similar situation to ours, I would absolutely recommend Faster Property Solutions. Amber was incredibly helpful and understanding, and she spent a lot of time supporting us throughout the process.
I found myself in serious debt and, despite my best efforts to resolve it, the situation continued to worsen until I was facing repossession. After seeing an FPS advertisement in the paper, I decided to make contact, and from the very first call I felt...Read the full review
I found myself in serious debt and, despite my best efforts to resolve it, the situation continued to worsen until I was facing repossession. After seeing an FPS advertisement in the paper, I decided to make contact, and from the very first call I felt completely reassured. FPS acted swiftly to clear my arrears and successfully stopped the repossession — all without requiring any upfront payment. I was also provided with valuable support through cash advances to help manage my debts. Throughout the entire process, communication was clear, consistent, and professional. My overall experience with Faster Property Solutions has been extremely positive. I would confidently rate the service 9 out of 10 and would not hesitate to recommend FPS to anyone facing similar financial difficulties. A special thank you to the whole team for their professionalism, care, and exceptional support throughout.
I was really struggling with my finances and couldn’t keep up with my arrears or mortgage payments. Faster Property Solutions came out to meet me and talk through what could be done, and they honestly took a lot of the stress away. I didn’t have to pay...Read the full review
I was really struggling with my finances and couldn’t keep up with my arrears or mortgage payments. Faster Property Solutions came out to meet me and talk through what could be done, and they honestly took a lot of the stress away. I didn’t have to pay anything upfront, and they handled everything professionally and kept in touch throughout. They always answered my questions and did exactly what they said they would. I’d rate my experience 8 out of 10, only because I felt the fees were a bit high, but overall the service was excellent. I’ve already been telling people about FPS! Big thanks to Tim and Jasmine, they were both brilliant and really easy to talk to.
Video stories
Still have questions? Call our friendly team on 0800 324 7949 or get in touch and we will call you back.
No. We can step in at any stage of the repossession process, even after a court order or eviction date has been set. Our directors have been doing this since 1998 and have stopped repossessions at every stage.
We pay your arrears directly to your lender within 24 hours. This immediately halts the repossession process and gives you breathing room to agree a sale at full market value.
We are not a cash buyer offering 75% of your property's value. We help you achieve full market value for your home with nothing to pay upfront. Our fee, usually 10% to 15% of the sale price, comes from the proceeds at completion, and any costs we pay on your behalf are charged separately and also repaid from the proceeds, so you walk away with as much equity as possible.
Yes. We work with all major UK lenders and know how to communicate with their repossession teams effectively. We handle the lender negotiations so you don't have to.
There is nothing to pay upfront. Our fee is a share of the sale price, usually 10% to 15%, taken from the sale proceeds at completion and agreed in writing before you go ahead. Any costs we pay on your behalf, including legal costs, are charged separately and repaid from the proceeds. You can use your own solicitor, or we can pay the legal costs upfront so you don't have to.
In-depth advice articles covering each stage of the repossession process and the routes available to you.
Most UK repossessions can be stopped, including after a court order. This stage-by-stage guide explains your rights and the action that works at each point.
Read the guideA possession order is not the end. You can apply to suspend the warrant, even on the day of eviction. Here is the action that works at each stage.
Read the guideThinking of selling your house for cash? Here's how a UK cash sale works, what it pays and how to spot a reputable buyer. Freephone 0800 324 7949.
Read the guideOur dedicated client services team will personally take your call. You’ll speak to a real person, never an automated system.
Freephone, open 24 hours a day, 7 days a week.
